Financial Planning

How We Work

Financial planning is one of the most important services that successful people use to create and retain a prosperous personal life and business career. However, this requires a lifetime commitment, not only from us but from you as well. At Rainey & Randall, we are determined to identify and address your goals, whether they may be personal, family-related, or connected to a property or business, so that we can help you achieve the success of your own.

Our comprehensive planning services include:

  • Personal – Family records, budgeting, personal liability, estate information, and financial goals.
  • Education – Education IRAs, financial aid, and state savings plans, including 529 plans, grants, and general assistance to help meet a dependent’s continuing education needs.
  • Taxes and Cash Flow – Understanding the impact of various investments on current and future income tax liabilities.
  • Survivor and Beneficiary Planning – Cash needs when deceased, income needs of surviving dependents, estate planning, and income analysis.
  • Estate – Reviewing wills, trusts, and other estate planning documents to determine if the assistance of an estate planning attorney is necessary. Reviewing powers of attorney, nursing home and assisted living agreements, living trusts, and Medicare/Medicaid benefits.
  • Retirement – Analysis of current strategies and investment plans to help achieve retirement goals.
  • Investments – Analysis of investment alternatives, including risk and return analysis and their effect on an individual investment portfolio and risk tolerance profile.
  • Real Estate – Analysis of real estate investment opportunities.
  • Insurance – Review of existing policies to help ensure proper coverage for a home, an automobile, health, disability, long-term care, liability, and life.

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | 888-644-7711